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Marine Insurance*:  Provides coverage for your boat / yacht and motor(s), permanent attachments to the boat, boat equipment, trailer, and fishing equipment.
Permanent attachments to the boat are items such as VHF radio, radar, outriggers, downriggers, fish / depth finder, etc… These items are normally covered as part of the hull value.

Boat equipment is portable equipment used on a boat such as boat cushions, anchors, life vests, water sports equipment, etc…  Depending on the carrier, boat equipment may be covered as part of the hull value or it may have a separate limit of coverage.

Fishing equipment coverage is usually available as part of a boat / yacht policy for a small additional premium and will normally carry a low deductible.  Even though fishing equipment may be covered by a homeowners policy, homeowners policies usually carry very high deductibles.